The Core Business System of Alchemy

Alchemy’s Core Business System
  • Standard Account: mainly meets the requirements of daily use of ordinary users. Standard Accounts can be classified into cryptocurrency accounts, credit accounts, point accounts, coupon accounts, and other cryptocurrency asset accounts depending on the asset type (subject).
  • Merchant Account: For those who primarily run online/offline services. The merchant account is divided into: a point account issued by the merchant, a coupon account issued by the merchant, a credit account, a cryptocurrency account, and a membership account.
  • Corporate Account: An account primarily for corporate users. The Corporate Account supports a multi-level account system to meet the needs of the enterprises’ multi-level management system. The Corporate Account types are divided into corporate credit account, cryptocurrency account, and corporate asset-backed security accounts
  • Smart Contract Accounts: Support for complex transactions and community governance, including decentralized dispute resolution, credit rating, decentralized exchanges, cross-chain transactions, clearing settlements, etc. Smart contract accounts are divided into credit contracts, escrow contracts, decentralized dispute processing contracts, credit rating contracts, decentralized transaction contracts, cross-chain transaction smart contracts, merchant bond contracts, Clearing contracts, settlement contracts, security fund contracts, network access / exit contracts, etc.
  • PUSHPAY mode: The payer actively initiates a payment request and authorizes the payment with the private key held in hand. It’s similar to the online payment mode of online banking.
  • PULLPAY mode: The payer authorizes the payee to automatically debit the designated account in advance, and the payee initiates the debit request at the subsequent payment, and does not require the payer to re-authorize the private key. It’s similar to the current pay-as-you-go (withholding) model.
  • Cryptocurrency payment
  • Credit payment
  • Points payment
  • Combination payment
  • Guarantee payment
  • Directed payment
  • Subscription payment (withholding)
  • Bulk collection/payment
  • Splitting check
  • Transfer
  • Trans-border payment

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Alchemy Pay (ACH) bridges fiat and crypto global economies through a real-world payment system and mainstream-friendly access to web3 services.

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Alchemy Pay

Alchemy Pay

Alchemy Pay (ACH) bridges fiat and crypto global economies through a real-world payment system and mainstream-friendly access to web3 services.

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