Credit Card Bitter Pills: You Are Paying for Your Card “Rewards”

Do U.S. Consumers Really Benefit from Payment Card Rewards?
Issuer rewards account for 44% of interchange fees paid for by merchants. Which are subsequently passed on to consumers.
Fumiko Hayashi, 2009.
"Do U.S. consumers really benefit from payment card rewards?," Economic Review, Federal Reserve Bank of Kansas City

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Alchemy Pay (ACH) bridges fiat and crypto global economies through a real-world payment system and mainstream-friendly access to web3 services.

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Alchemy Pay

Alchemy Pay

Alchemy Pay (ACH) bridges fiat and crypto global economies through a real-world payment system and mainstream-friendly access to web3 services.

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